Insurance rarely works well in a one-size fits all approach, and nowhere is this more true than with beverage service insurance. The word 'bar' can't possibly capture the differences between pub, cocktail lounge, lounge, taproom, nightclub, roadhouse, club, alehouse, speakeasy or public house. Add to that the differences between running one establishment or a chain of restaurants and then multiply the variations within operations like liquor service, valet and check room service and it is clear that the right insurance program for one bar may be totally inadequate for another.
Our experience allows us to effectively analyze your individual needs and craft the right program from a range of options like liquor liability, insurance for food contamination or spoilage (loss of power for freezers, etc.), coverage for check room theft, crime/employee dishonesty protection, valet liability, and more.
More than other companies, we understand the needs and exposures associated with operating a bar or club - and we're better prepared to coverage for businesses centered on on-premise alcohol consumption. We provide a full range of coverages within one program, and we can design a plan tailored to the unique needs of your business.
Our approach goes far beyond traditional insurance coverage, and we've assembled a complete package of insurance and risk management services to help you run a safer, more secure operation. Our clients get 24/7 access to our E-Learning online training and risk management tools—including bartender training—that can help educate employees, reduce claims and save money over time.
CA, FL, GA, NC, OH, OK, SC, TN